Easy Ways To Earn Free Gift Cards & Cash!!

You guys know that I love earning free Amazon, PayPal and store gift cards by completing activities from various Rewards Programs. For just a little effort, you can rack up the free gift cards and cash fast!  By using these websites & apps, I earned $1,500 in FREE Cash & Gift Cards in 2020!  That would pay for a pretty nice Christmas, huh?

These Reward Programs are easy, great ways to save up cash fast to pay for your Holiday Shopping, or anything you want to buy! I’ve listed all of the programs here for easy reference.  Each program has many different options for cashing out, from PayPal cash, to checks to gift cards for different stores.  I’ve given you a running, All-Time total (about 9 years) of what I’ve cashed out for from each program.  My total cash out across all programs in 9 years is over $11,500!  You read that right.

I don’t use all of these programs all of the time, but you can see for yourself which ones I’m most successful with.  Choose a couple from each category and get started today!

Most of these are referral links.  I will get points if you sign up and complete offers.  In many cases, you get a sign up bonus too!  Thank you for using my links!

Online Rewards Programs

• Swagbucks – I’ve earned over $4,500 in Free Cash & Amazon Gift Cards!  Get up to $3 when you sign up & earn 300 points!
• InstaGC – I’ve earned over $975 in FREE Cash & Target Gift Cards! Get 10 free points when you sign up!
• MyPoints – I’ve earned a $250 in FREE Gift Cards!
• Microsoft Rewards – I’ve earned $135 in FREE Amazon Gift Cards!
• iRazoo – I’ve earned $80 in FREE Amazon Gift Cards! Get 100 points free when you sign up!
• GrabPoints – I’ve earned $50 in FREE Amazon Gift Cards PayPal Cash!
• Prize Rebel – I’ve earned $30 in FREE Amazon Gift Cards!

Grocery Apps

These are great apps to use when you grocery shop.  It’s always nice to get cash back for things you’re buying anyway!

• Ibotta – I’ve earned over $650 in FREE CASH!  Get a $10 welcome bonus when you sign up!
• Fetch Rewards – I’ve earned over $30 in FREE Gift Cards!  Use code MA4HH & get $2 in points! You can earn Nordstrom Gift Cards with this app!
• Receipt Hog – I’ve earned over $200 in FREE Cash! Use code buf51097 for 5 extra spins!
• Checkout51 – I’ve earned over $1,201 in FREE Cash!
• Dosh – I’ve earned over $200 in FREE Cash!
• Drop – I’ve earned over $10 in FREE Gift Cards!

Shopping Apps

• Rakuten – I’ve earned over $3,200 in FREE CASH!  Get a $10 Gift Card when you sign up & make your first purchase!  This is easy during the holidays.
• ShopKick – I’ve earned $75 in FREE Target Gift Cards & $225 in HomeGoods Gift Cards!  I love this app for earning point when I scan or buy items at Kroger & Target, or when I walk into all kinds of stores like HomeGoods, TJ Maxx, Carters and more!

Online Surveys

• Vindale Research – I’ve earned $250 in Cash!  Get a free $5 when you sign up & complete a survey!
• Opinion Square – I’ve earned $75 in FREE Gift Cards!

Credit Card Cash Back & Bonuses

I’ve recently started Travel Hacking.  We’re very responsible with our credit cards, and only put our normal spending on them.  By using our YNAB budget, we are able to track our spending and pay off our credit cards twice a month, on the day before payday.

Because we’re very disciplined with credit, we are able to take advantage of credit card bonuses to let us travel or shop for FREE!  We also use the cash back we earn from our Discover card to get Pottery Barn Gift Cards to put toward new furniture.  These are referral links.  I will get bonus points, and nothing changes for you.  Thanks!

• Discover Card Cash Back Bonus – I’ve earned over $600 in Free Gift Cards!
• Chase Sapphire Preferred Credit Card – Earn 50,000 Ultimate Reward Points (about $625 worth!)
• Chase Ink Preferred Business Credit Card – Earn 80,000 Ultimate Reward Points (about $1,000 worth!)
• American Express Blue Cash – We’ve earned over $1,500 in Cash Back!

Online Banking

Need a Savings Account for all of your FREE cash?  How about one that makes more interest than what you’re currently getting?

Open a Capital One 360 Performance Savings Account today!!  I’ve been using my Capital One 360 Savings Account for my Savings Challenge Cash, plus several savings accounts for other goals, and I earned over $575 in interest in 2020!  That is much more than I would have earned at our old Bank, plus there’s usually a sign up bonus.  I love it!  Get your FREE money making more money!

These are all of the ways I’ve used to make free money or gift cards online over the last 10 years.  I don’t do all of these all of the time, but I try to do a few each day.  Some years, I’ve earned as high as $1,800, but I usually average about $1,200 a year.  Its all about how much time you put into it.  I use the cash I’ve earned with these programs to put toward my Weekly Savings Challenge that I do every year.  I love to watch it add up!

Make sure you pin this for later!

Have you ever done any of these programs before?  Do you have any to recommend that aren’t on my list?  Let me know in the comments!  I’m always looking for new ways to earn extra cash and gift cards!